Recently the Federal Trade Commission ruled that under the Fair and Accurate Credit Transactions Act all consumers (that is you and me and everyone) upon request can obtain a free copy of their credit reports every 12 months.
These free reports must be offered from a centralized source. These sources include a website, a toll-free telephone number and a postal address.
Unfortunately, for Connecticut residents the program is rolling out region-by region with residents of the West and Midwest now eligible to request their free annual credit reports. However, over the next 6 months, the availability will being rolling eastward with Connecticut becoming eligible on or before September 1, 2005.
To request your free credit report try one of these 3 sources:
Web: www.annualcreditreport.com
Toll Free Phone: 1-877-322-8228
Mailing Annual Credit Report Request Form to: Annual Credit Report Request Service, PO Box 105281, Atlanta, GA, 30348-5281.
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