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February 04, 2006

Insurance Checkup

Whether you are married or single, young or old, whether you rent your home or own it, an insurance checkup is an important part of your overall Life and Estate Planning success.

The most important assets are your family's well-being, your health and your ability to earn an income.  Life and disability insurance are critical to your success and need to be reviewed periodically to make certain you have the proper protection in place.

Here are some things to consider:

Insurance experts say the likelihood of becoming disabled, at least temporarily, is greater than the likelihood of death during your working years.  Disability insurance helps replace your income in the event you become disabled and cannot work.

Most people avoid thinking of their untimely death, however, life insurance protection is a must for protecting the financial needs of the family in the even of the death of a spouse or a parent.  Consider the need to pay the rent or mortgage, provide child care and fund child's education.

Be certain you are fully protected. Contact your insurance professional for your checkup.

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